Our “retirement” savings funding is like little creeks and streams of income feeding a river of investments.

Today, you do not have to “retire.” Take the popular concept of retirement and toss it aside. Don’t retire – redirect.

Lighten your load by building a Bridge Account to your retirement accounts, leveraging the six-month emergency savings.

Stewardship of money calls us to be generous first.

in America, we created insurance and investments to help us recover faster. Take a different look at risk and insurance and investments.

Our money and possessions are not ours. We are not owners. We are stewards. God trusts us with growing His blessings.

Now investing is simpler, but more confusing, than ever. Just think simply about investing your money for retirement - feed your nest egg.

It’s not about how much money you save. You really need to ask yourself two questions...

Renew Your Money Mindset with a Wise Spending Plan The first thing we’re told to do to manage our personal finances is to make a budget. Simply put, a budget is a list of categories and how much money we expect to spend in those categories, usually in a month. During the month, we track how much money we spent in the categories, and we determine whether or not we “stuck to the budget.” Did we spend more or less than we expected in each category? Was our total spending for the

To keep our renewed perspective about needs before wants, we use tool that many people dread - a monthly budget.

When we become a “new creation” in Christ through faith, God the Father begins to change our hearts and minds and souls to be more like Christ. Often His Holy Spirit uses the Bible, our circumstances, our trials, our temptations, our relationships and other experiences to re-shape us. Our relationships with possessions and our habits with money are two ways the Holy Spirit works on us and our character to become more Christlike. The Apostle Paul explains this best in Romans 1

An honest snapshot of your personal finances might not be as bad as you think...

Christians have love-hate relationships with many issues that the Bible does not directly condemn as sin. If we agree with the issue, we love it. If we disagree with the issue, we hate it. Instead, though “gray areas” God is asking us to navigate it. Debt is that kind of issue. In the Bible, God does not directly tell us that it is sinful to be in debt, nor does He command us to get out of debt. In fact, more than 3,500 years ago, God told His people, the Israelites (who we k